𝒲𝑒𝓁𝒸𝑜𝓂𝑒 𝓉𝑜 𝓂𝓎 𝓌𝑒𝒷𝓈𝒾𝓉𝑒! 𝒲𝑜𝓌 𝓁𝑜𝑜𝓀 𝒶𝓉 𝓉𝒽𝒾𝓈 𝓉𝑒𝓍𝓉 𝒶𝓁𝓁 𝓉𝒽𝑒 𝓌𝒶𝓎 𝑜𝓃 𝓉𝒽𝑒 𝓉𝑜𝓅 𝑜𝒻 𝓉𝒽𝑒 𝓅𝒶𝑔𝑒, 𝓌𝒽𝒶𝓉'𝓈 𝒾𝓉 𝒹𝑜𝒾𝓃𝑔 𝒽𝑒𝓇𝑒? 𝐼 𝒷𝑒𝓉 𝓉𝒽𝒶𝓉'𝓈 𝓌𝒽𝒶𝓉 𝓎𝑜𝓊'𝓇𝑒 𝓌𝑜𝓃𝒹𝑒𝓇𝒾𝓃𝑔. 𝐼𝒻 𝓎𝑜𝓊'𝓇𝑒 𝓃𝑜𝓉 𝓌𝑜𝓃𝒹𝑒𝓇𝒾𝓃𝑔 𝓉𝒽𝒶𝓉 𝓉𝒽𝑒𝓃 𝓂𝒶𝓎𝒷𝑒 𝓎𝑜𝓊'𝓇𝑒 𝓌𝑜𝓃𝒹𝑒𝓇𝒾𝓃𝑔 𝓌𝒽𝒶𝓉 𝓎𝑜𝓊 𝒶𝓇𝑒 𝑔𝑜𝒾𝓃𝑔 𝓉𝑜 𝒽𝒶𝓋𝑒 𝒻𝑜𝓇 𝓁𝓊𝓃𝒸𝒽; 𝐼 𝑜𝒻𝓉𝑒𝓃 𝓌𝑜𝓃𝒹𝑒𝓇 𝒶𝒷𝑜𝓊𝓉 𝓉𝒽𝒶𝓉. 𝒜𝓃𝓎𝒽𝑜𝓌, 𝒾𝒻 𝓎𝑜𝓊'𝓇𝑒 𝓈𝓉𝒾𝓁𝓁 𝓇𝑒𝒶𝒹𝒾𝓃𝑔 𝓉𝒽𝒾𝓈 𝓉𝑒𝓍𝓉 𝓈𝒸𝓇𝑜𝓁𝓁, 𝓁𝑒𝓉 𝓂𝑒 𝒿𝓊𝓈𝓉 𝓈𝒶𝓎 𝓉𝒽𝒶𝓉 𝒾𝓉'𝓈 𝒶 𝓅𝓁𝑒𝒶𝓈𝓊𝓇𝑒 𝓉𝑜 𝒽𝒶𝓋𝑒 𝓎𝑜𝓊 𝒸𝑜𝓂𝑒 𝒶𝓃𝒹 𝓋𝒾𝓈𝒾𝓉 𝓂𝓎 𝓌𝑒𝒷𝓅𝒶𝑔𝑒 𝒶𝓃𝒹 𝐼 𝓇𝑒𝒶𝓁𝓁𝓎 𝒽𝑜𝓅𝑒 𝓎𝑜𝓊 𝒻𝑜𝓁𝓁𝑜𝓌 𝒶𝓁𝑜𝓃𝑔 𝒶𝓃𝒹 𝓂𝒶𝓎𝒷𝑒 𝑒𝓋𝑒𝓃 𝒷𝑜𝑜𝓀𝓂𝒶𝓇𝓀 𝒾𝓉 𝓈𝑜 𝓎𝑜𝓊 𝒸𝒶𝓃 𝓋𝒾𝓈𝒾𝓉 𝒾𝓉 𝓌𝒾𝓉𝒽 𝑒𝒶𝓈𝑒 𝒾𝓃𝓈𝒾𝒹𝑒 𝓎𝑜𝓊𝓇 𝓌𝑒𝒷 𝒷𝓇𝑜𝓌𝓈𝑒𝓇 𝑜𝒻 𝒸𝒽𝑜𝒾𝒸𝑒. 𝐼 𝒶𝓂 𝒶𝓁𝓈𝑜 𝒻𝒶𝒾𝓇𝓁𝓎 𝒶𝒸𝓉𝒾𝓋𝑒 𝑜𝓃 𝒶 𝒽𝑜𝓈𝓉 𝑜𝒻 𝓈𝑜𝒸𝒾𝒶𝓁 𝓂𝑒𝒹𝒾𝒶 𝓅𝓁𝒶𝓉𝒻𝑜𝓇𝓂𝓈 𝓈𝑜 𝓎𝑜𝓊 𝒸𝒶𝓃 𝒻𝒾𝓃𝒹 𝓂𝑒 𝑜𝓃 𝓉𝒽𝑜𝓈𝑒, 𝒶𝓃𝒹 𝓁𝒾𝓀𝑒, 𝒻𝑜𝓁𝓁𝑜𝓌, 𝓈𝓊𝒷𝓈𝒸𝓇𝒾𝒷𝑒 𝒶𝓃𝒹 𝑔𝑒𝓃𝑒𝓇𝒶𝓁𝓁𝓎 𝒿𝓊𝓈𝓉 𝒽𝒶𝓋𝑒 𝒶 𝓁𝑜𝓉 𝑜𝒻 𝒻𝓊𝓃 𝓇𝑒𝒶𝒹𝒾𝓃𝑔 𝒶𝓃𝒹, 𝒾𝒻 𝒾𝓉 𝓈𝓉𝓇𝒾𝓀𝑒𝓈 𝓎𝑜𝓊𝓇 𝒻𝒶𝓃𝒸𝓎, *𝓈𝒽𝒶𝓇𝒾𝓃𝑔* (𝓌𝒾𝓃𝓀-𝓌𝒾𝓃𝓀) 𝓂𝓎 𝓅𝑜𝓈𝓉𝓈. 𝒪𝒽, 𝒶𝓁𝓈𝑜, 𝐼 𝒻𝑜𝓇𝑔𝑜𝓉 𝓉𝑜 𝓂𝑒𝓃𝓉𝒾𝑜𝓃 𝓉𝒽𝒶𝓉 𝓂𝓎 𝓃𝒶𝓂𝑒'𝓈 𝒥𝑒𝒻𝒻 𝒶𝓃𝒹 𝐼 𝓁𝒾𝓋𝑒 𝒾𝓃 𝒫𝒽𝒾𝓁𝒶𝒹𝑒𝓁𝓅𝒽𝒾𝒶 𝓃𝑜𝓌. 𝑀𝒶𝓎𝒷𝑒 𝐼'𝓁𝓁 𝓁𝒾𝓋𝑒 𝒾𝓃 𝒶 𝒹𝒾𝒻𝒻𝑒𝓇𝑒𝓃𝓉 𝓅𝒶𝓇𝓉 𝑜𝒻 𝓉𝒽𝑒 𝓌𝑜𝓇𝓁𝒹 𝒾𝓃 𝓉𝒽𝑒 𝒻𝓊𝓉𝓊𝓇𝑒, 𝒷𝓊𝓉 𝓉𝒽𝒶𝓉'𝓈 𝓌𝒽𝑒𝓇𝑒 𝐼 𝓁𝒾𝓋𝑒 𝒻𝑜𝓇 𝓃𝑜𝓌. 𝒪𝒦, 𝐼 𝒻𝑒𝑒𝓁 𝓁𝒾𝓀𝑒 𝐼'𝓋𝑒 𝓉𝒶𝓀𝑒𝓃 𝓊𝓅 𝑒𝓃𝑜𝓊𝑔𝒽 𝑜𝒻 𝓎𝑜𝓊 𝓉𝒾𝓂𝑒 𝒽𝑒𝓇𝑒 𝑜𝓃 𝓉𝒽𝑒 𝓂𝒶𝓇𝓆𝓊𝑒𝑒𝑒... 𝒮𝑜 𝑔𝑒𝓉 𝓉𝑜 𝒸𝓁𝒾𝒸𝓀𝒾𝓃' 𝒶𝓃𝒹 𝓈𝒸𝓇𝑜𝓁𝓁𝒾𝓃'! 𝒞𝓁𝒾𝒸𝓀𝒾𝓃'... 𝒮𝒸𝓇𝑜𝓁𝓁𝒾𝓃'...𝒶𝒽, 𝒿𝓊𝓈𝓉 𝓉𝒽𝑒 𝒷𝑒𝓈𝓉 𝓈𝓉𝓊𝒻𝒻 𝑜𝓃 𝓉𝒽𝑒 𝑒𝒶𝓇𝓉𝒽 𝒾𝓂𝑜. 𝒜 𝑔𝑜𝑜𝒹 𝓅𝓁𝒶𝒸𝑒 𝓉𝑜 𝓈𝓉𝒶𝓇𝓉 𝓂𝒾𝑔𝒽𝓉 𝒷𝑒 𝓉𝒽𝑒 𝒹𝓇𝑜𝓅-𝒹𝑜𝓌𝓃 𝓂𝑒𝓃𝓊 𝒹𝒾𝓇𝑒𝒸𝓉𝓁𝓎 𝒷𝑒𝓁𝑜𝓌, 𝓌𝒽𝒾𝒸𝒽 𝒾𝓈 𝓉𝒽𝑒 𝓂𝑜𝓈𝓉 𝒸𝑜𝓂𝓅𝓇𝑒𝒽𝑒𝓃𝓈𝒾𝓋𝑒 𝓁𝒾𝓈𝓉 𝑜𝒻 𝒶𝓁𝓁 𝓉𝒽𝑒 𝒹𝓊𝓂𝒷 𝓅𝓇𝑜𝒿𝑒𝒸𝓉𝓈 𝐼'𝓋𝑒 𝓂𝒶𝒹𝑒 𝒾𝓃 𝓉𝒽𝑒 𝒶𝓇𝓉𝓈. 𝐻𝒶𝓋𝑒 𝒶 𝑔𝑜𝑜𝒹 𝒹𝒶𝓎. 𝒢𝑜𝒷 𝒷𝓁𝑒𝓈𝓈. 💨🤢
↓↓ K E Y (primary &/or secondary mediums) – ✄= art ✎= lit ♪= music ✪= video;  = highly recommended content ↓↓


On 'the new money' ($10.40)

I been using the $ tag for awhile, albeit inconsistently and in an inconsistent manner. But I finally got my finances in order and all my cc balances current at a big beautiful ZERO, bb! So, from henceforth on forward and so on, let this be the definitive post when it all started to change. Allow me to welcome you to the math of my brain (soul) ...

So I have roughly $1,228 in bills each month. This includes around $220 in student loans and my mortgage half which is $775. The rest are cable, cellphones for my wife and I, $10 Planet Fitness, etc. etc. You know, bills... right? I've decided to (try to) put away $300 each month into my savings account which currently has a whopping $3.25 in it. So bills + savings = $1,558. OK great.

I roughly pull in $2,518 via my paycheck and a couple other small-amount freelance things I bill monthly. I say "roughly" because (obviously) the biggest chunk of that is my bi-weekly pay stub which doesn't work out perfectly to "monthly" just by counting it twice per month like a dumb person like me would do (and is doing). But... #Whatevz. If anything my system should result in a (small) surplus if, you know, it works.

So, where was I... after bills+savings, the difference is $960 a month in "FREE MONEY." Obviously, this is not "FREE MONEY" but just the "money that I have." AKA the money I will be buying food with and [literally everything else]. This feels like a fine amount of money but who knows? I really don't buy too much shit. I'm going to (starting RIGHT NOW!) adhere to a system of $1000 in "FREE MONEY" that I can't exceed, and thusly will be tracking all spending/purchases here on this live, public webpage (for some godforsaken reason).

Because the month is nearly half over, I'm gonna say I have $500 to spend. OK, great. The above $10.40 is for a concert I'm seeing tonight (Purling Hiss @ Kungfu Necktie) so 500-10.40=


Ta-da! The January Bank still has a decent amount of money it it! Wow what a great system. I should really package this up and build a startup around it or something. Financial Guru Jeff, out!